Your work · Your copy
Keep a copy.
Pick up where you left off.
Keep a file so you can open your work and change it later. The file ends in .json. You do not need to read or change the text inside it. A printout or PDF is a copy for reading.
It keeps one current copy of that worksheet type when you opt in. It does not sync your phone and computer. MTA cannot retrieve a personal worksheet that was never submitted or retained on its systems.
Four steps to keep your work.
Save an editable file.
At the end of the budget guide, choose Save a copy. It does the same job as Save a budget copy in the whole-plan view. In another worksheet, choose Save a worksheet copy.
Make sure you can find it.
Check where your browser kept the file. A message saying it was prepared does not confirm that you kept it. The filename ends in .json. Keep this private file somewhere you control.
Open the file in the same tool.
In My budget, use Open or save a budget file to reach the file controls, then choose Open a budget file. For another worksheet, use Open worksheet file in its matching tool. Choose your saved file and look over the preview.
Selecting a file leaves your open work in place. Choose Open this file to replace it, or Keep my current budget in My budget. Other worksheets use Keep my current worksheet.
Keep a separate file of your current work first if you need it. The preview offers Save a copy of my current budget or Save a copy of my current worksheet. This keeps your latest open entries, including edits made while the preview is open. It does not save or open the selected file. Opening replaces all current entries. If device saving remains on, it also updates the copy saved in this browser.
Check the reopened work.
Check the plan name, dates, amounts and notes. Make sure this is the version you meant to open. You can practice these steps with fictional figures before using your own.
Match the file to the workspace.
These are base filenames. New filenames add Open or Device and the time the file was prepared before .json. That time identifies when the copy was made, not the date or accuracy of the entries. The download message shows the exact suggested filename; your browser may rename it. Older filenames still reopen in the matching tool, and renaming a file does not change its worksheet type.
| Workspace | Example JSON filename | Open tool |
|---|---|---|
| Monthly budget | MTA_Budget_2026-11.json | Open → |
| Statement review | MTA_Statement_Review.json | Open → |
| Debts and bills | MTA_Obligations_Review.json | Open → |
| Company research | MTA_Stock_Study.json | Open → |
Moving from phone to computer?
Move the saved JSON file using a location you control. On the other device, open the matching MTA tool and select that file. Check the restored entries before continuing. Other people using the same browser profile can open device-saved work.
Coming from moneytrap.insite2.ai?
Browser-saved worksheets stay with the website address where you made them. Open the previous tools address in the same browser profile, save an editable JSON copy, then open that file in the matching tool on moneytrap.org. The new address cannot read or move that device copy for you. Keep the original until you have checked the reopened entries.
Working in more than one tab?
Each tab has its own open version. If the tool detects that another tab changed or removed the saved copy, automatic saving pauses and your open entries stay in place. Use Download the device copy to keep the version currently stored in this browser, even if its original tab is closed. Use the usual Save a copy button to keep your open version separately. The device-copy file preserves the stored text as it was read; it does not verify or repair that text. Reopen each retained file in its matching tool and check it before choosing which version to keep. Selecting device saving again replaces the saved copy with that tab’s open version. Keep separate files and work in one tab at a time; this check does not merge changes or guarantee protection from simultaneous saves.
More help with your copies.
What if I am still editing when a file is ready?
Your edits stay in place while the selected file is waiting for review. Use Review selected file when you are ready. The CSV reader uses Review CSV column mapping.
Opening the selected file replaces every current entry, including edits made while its preview was open. Keep a separate file of your current work first if you need it.
While a file is being read, Cancel file read stops that selection and ignores its later result. Your open entries stay in place. You can choose a file again.
How do I bring a bill-helper payment into my monthly plan?
In the separate bill helper, keep the file made with Save budget file. In My budget, open Bring a payment from the bill helper and choose that file. Select one payment, then choose its existing bill row or a separate new payment. Check the original bill, month and existing entries before applying it.
Replacing a row changes its amount only. Use that choice only when the row represents this one payment. The helper’s cash, reserves, income and living-cost estimates are not copied.
Use Save a budget copy to keep the monthly plan with its source records. Reopen it here with Open a budget file. Keep the original bill-helper file and PDF too; the monthly file does not contain the PDF. Use Review saved bill sources to see earlier records, corrections and any statement balance kept for reference. The history stays when a payment row is removed. A statement balance is not added to monthly costs. The view also explains whether a figure was kept as read, changed, typed during review or has no retained reading details. A scanned-page text score does not verify the payment or date. A planned payment does not mean the bill was paid.
The current online monthly tool opens these source-bearing files. Older downloaded classroom tools use their own files. Up to 40 source records fit in one monthly plan. Once full, the tool stops another application and keeps the existing records.
What can Undo and Redo bring back?
Undo brings back the whole version from before the last replacement, including reversing edits made since then. In the budget, it also covers applying a bill-helper payment, adding an estimate or removing an item.
Redo brings back the version you just left, until your next edit or replacement. Both controls last only while the page stays open. Keep separate files if you need both versions later.
How do I keep more than one version?
Give your files useful names and dates, and keep .json at the end of each filename. Check the contents when reopening; a filename does not verify the figures.
Keep original statements, receipts and bank CSV files separately. A statement worksheet keeps imported CSV details and edited rows, rather than the original CSV file itself.
The tool says the file is unsupported.
If another supported MTA format is recognized, the page offers a link to its matching tool in a new tab. Select the same file there yourself; the link does not transfer the file. Unrecognized, damaged or ambiguous files do not receive a suggested tool. Check that you chose the matching workspace and a saved JSON file. A bank CSV goes through the statement tool’s separate CSV mapping and preview. Keep the original file unchanged while checking. A rejected file leaves the open worksheet in place. Its problem panel names the selected file and explains the read, format or size issue. Choose another file opens the picker; canceling that picker keeps the guidance available. Keep working here dismisses the panel and returns to the file-open control.
A date needs correction after reopening.
The statement, obligation and research tools keep bounded unsupported date text for correction. Retaining text does not make it a valid date. Check the original record and correct it using YYYY-MM-DD with a four-digit year. Date-based checks stay paused where the tool cannot use the date; known-entry amount subtotals may still be shown with their existing limits.
The budget month needs correction.
The budget keeps bounded unsupported month text with your entries. Correct it using YYYY-MM with a four-digit year. Entered amount totals still describe the listed monthly figures; confirm the intended period before relying on the plan. Until the month is valid, the suggested download filename uses plan, while the exact month text stays inside the editable file.
A device-saved copy could not be opened.
The stored text is still kept in this browser, and automatic saving stays off. Use Download the device copy before turning device saving on; that choice replaces the retained text with your open entries. The downloaded file preserves the stored text, including empty or damaged contents, and does not verify or repair it. Keep that file unchanged while checking any separately saved worksheet copies. A downloaded recovery copy may still be unsupported when reopened.
Device saving paused after a save failed.
Your open entries stay in place, and automatic saving pauses. Save a file of the open version before leaving. You can also use Download the device copy to keep the earlier stored text if it is still readable. Select device saving again when you are ready to retry; a successful retry replaces the device copy with your current open entries. Later edits alone do not restart saving while it is paused.
I turned budget saving off, but its device copy could not be removed.
In My budget, automatic saving stays off even if the browser cannot remove its saved copy. Your open entries stay here, but the saved copy may still be on this device.
Use Save a budget copy to keep your open work. If the stored version is still accessible, Download the device copy keeps it separately. Choose Retry removing the device copy when you are ready. The retry does not turn saving on or overwrite the stored version with your open budget.
If another tab changed the stored copy, removal stops. Keep files of both versions before choosing which work to retain. Selecting device saving again replaces the stored copy with your open entries.
Can I reopen an upcoming-cost calculation note as a budget?
Save this cost calculation makes a separate .txt reading note with the cost, money already reserved, deposit count and calculation. Keep it somewhere private. It cannot be opened with Open a budget file.
To keep an editable plan, use Save a budget copy for the .json file. That file keeps the monthly item you explicitly added, together with the rest of your plan. It does not keep the helper assumptions. Those details remain in the current tab if you open another budget, so review them before adding an estimate to that plan.
The page was closed before I kept a copy.
Return in the same browser profile to check whether optional device saving retained it. Also check your own saved files. Browser Back, tab closing and switching apps may bypass warnings. Keep a separate file for work you need to retain.