Your tools · One useful step
A clearer view.
A place to begin.
Choose the question you are working on. You can practice with a fictional example before entering your own figures.
These tools run in your browser. No account or bank connection is needed, and worksheet entries are not submitted to MTA or your instructor. Saving on your device is optional.
Choose a workspace.
Make a monthly plan.
Name take-home income and planned uses. See the entered difference and explore a savings or repayment estimate.
Open my budget →02 / Private workspaceFollow the actual movements.
Reconcile one bank statement, read a transaction CSV locally, investigate differences, fees or possible duplicates, and prepare a private planning summary.
Review a statement →03 / Private workspaceKnow the commitments.
Inventory balances, required payments, rates and due dates. Keep missing documents and uncertain figures visible.
Review debts and bills →04 / Private workspaceStudy before concluding.
Record company sources, financial facts, assumptions and unanswered questions. Use the teaching companion for a fictional practice case.
Open a research note →Start small
One question. One useful step.
- Try the fictional example. Open a workspace and use its example button to see the fields, results and review prompts before entering your own details.
- Match the tool to the record. A budget plans future uses; a statement review checks posted movements; the obligation review records commitments. Keep those different views separate.
- Check the evidence. Blanks and review prompts show what still needs attention. Compare figures with original records. A payment may appear in several views; count it once within each view.
- Keep your next step. Write one question to resolve, then save a copy if you want to keep the work. The optional research note is a separate place to study a company.
Ed can guide the practice using fictional figures. You do not need to submit your personal financial worksheets to take part.
Want a small practice first?
Choose one. Each practice uses made-up figures, and you can read it before opening a worksheet.
- One expense, one change — compare grocery spending with a plan.
- Before payday — check why a bill date matters.
- Keep and reopen your work — save a private file you can use again.
Learn the ideas
Keep the reasoning in view.
The six functions of a dollar connect time, interest, savings goals and repayment.
Stock-study practice connects company evidence with the role and limits of the MTA workbook.
Twelve foundation readings support reflection, purpose and one manageable practice.